Q: What is the customer care Email ID for Jio Insurance Broking?

You can contact us at customer.care@jioinsure.in .

Question 1

Why do I need car insurance?

Accepted Answer

In India, having third-party car insurance is mandatory. Additionally, you need a protective shield for yourself and your loved ones so that any financial loss or damages caused by accidents are compensated. In such cases, the insurance provider will cover your damages.

Question 2

What is the customer care Email ID for Jio Insurance Broking?

Accepted Answer

You can contact us at customer.care@jioinsure.in.

Question 3

What are the benefits of buying car insurance online?

Accepted Answer

One of the main benefits of purchasing auto insurance online is that there is no paperwork or proof required. Additionally, you have a variety of payment alternatives.

Question 4

How quickly can I buy a car insurance policy online

Accepted Answer

It takes only a few minutes to purchase car insurance online. Simply, enter the necessary information, get quotes as per your needs from multiple insurers, and make the payment. A copy of your car insurance policy will be sent to your email address immediately.

Question 5

Do I need to have a valid insurance policy to get my new vehicle registered?

Accepted Answer

Yes, you must have a car insurance policy to get your vehicle registered. As per the Motor Vehicles Act, you must have a mandatory third-party insurance policy.

Question 6

Are offline and online car insurance policies the same?

Accepted Answer

Yes, both are the same. One of the benefits of online insurance is that a copy of the policy is sent directly to your registered email address after the payment is successfully done.

Question 7

What is a two-wheeler comprehensive insurance policy?

Accepted Answer

Protection from damage to both your own and third-party vehicles is offered by a comprehensive plan. In addition to accidents, it also covers theft and damage to the vehicle caused by any type of natural disasters, such as floods or storms, as well as human-made events, such as rioting and vandalism. The law mandates the purchase of third-party insurance, although experts advise bike owners to choose a complete policy for greater coverage

Question 8

What is the meaning of zero depreciation two-wheeler insurance?

Accepted Answer

Zero Depreciation Cover is an addition to your current policy. Over time, the bike loses some of its value. The depreciation rate is what causes the decreased market value. A brand-new car loses 5–10% of its value the instance it leaves the showroom because the next buyer will be purchasing a used car.
Therefore, even if you choose comprehensive insurance coverage, the claim money you will receive if your bike is stolen or completely destroyed will be based on the depreciated value of the bike's components. For instance, you would receive the latter if the depreciated worth of your Rs. 90,000 bike is Rs. 60,000. However, you will receive Rs. 90,000 if you have Zero Depreciation Cover.

Question 9

How does the emergency assistance program work under two-wheeler insurance?

Accepted Answer

You receive round-the-clock help to minimise any technical or mechanical breakdown problems if you choose Emergency Assistance Cover. This extra advantage includes on-site basic repairs, flat tires, battery jump starts, tank filling, lost key help, duplicate key issues, and even towing fees up to 100 kilometres from your registered home. In some situations, if the policyholder needs somewhere to stay while the bike is being repaired, the insurer will additionally cover the costs of lodging.

Question 10

How do I get a copy of my two-wheeler insurance policy online? Will the printout of the soft copy serve as the original document?

Accepted Answer

Visit the insurance company's official website. Enter your policy number and any other necessary information after choosing the appropriate policy type from the list of insurance policies. Download and print the policy paper once you have it. Get in touch with your insurance company if you can't discover the policy number. The Digilocker or mParivahan mobile app-stored digital copies of documents, including a driver's licence and a car's registration, insurance, and more, are accepted legally, according to the Ministry of Road Transport and Highways. Original documents are no longer required, only photocopies.

Question 11

Am I eligible for a discount if I am a member of the Automobile Association of India?

Accepted Answer

Yes, the majority of insurance providers in India offer discounts to the members of the Automotive Research Association of India (ARAI).

Question 12

What is health insurance?

Accepted Answer

In simple terms, health insurance is a type of insurance that covers medical expenses that arise due to unexpected illness or accidents. These expenses could be related to hospitalisation costs, surgeries, daycare procedures, the cost of medicines, etc.

Question 13

What types of health insurance products are available?

Accepted Answer

Below is the list of available health insurance products:

Individual Health Insurance 
Family Health Insurance
Top-up Health Insurance
Senior Citizen Health Insurance
Critical Illness Insurance
Hospital Daily Cash

Question 14

What is covered in a health insurance policy?

Accepted Answer

A health insurance plan offers comprehensive medical coverage against:

Hospitalisation charges like bed charges, nursing charges, operation theatre expenses, etc.  
Pre-hospitalisation charges like ambulance expenses, diagnostic tests, etc.
Post-hospitalisation charges like medicines, consulting, etc.

Question 15

What is the pre and post-hospitalisation benefit of a health insurance policy?

Accepted Answer

Whenever you plan to have a surgery/medical procedure that requires hospitalisation, there are certain pre-hospitalisation expenses such as diagnosis costs, doctor consultations, etc. Similarly, post-discharge, there could be similar expenses to monitor the health of the insured patient; such expenses are termed as pre and post-hospitalisation expenses.

Question 16

How many family members can be covered in a health insurance policy?

Accepted Answer

Below family members can be covered depending on the insurance plan:

Spouse  
Dependent children
Dependent legitimate or legally adopted childre
Parents/parents-in-law

Question 17

Is there an age limit to buy a life insurance policy?

Accepted Answer

Any person who is 18 years or older can purchase a life insurance policy, which has to be as per the conditions of the Indian Contract Act 1872.

Question 18

What is premium?

Accepted Answer

Amount of money to be paid to the insurer at a predefined frequency for purchasing the insurance policy

Question 19

What is the premium-paying term?

Accepted Answer

Premium paying term is the number of years for the insured/policyholder to pay the premium

Question 20

Why should I buy life insurance?

Accepted Answer

Life insurance policies act as a safety net for the family. You can get a huge amount of life cover (i.e. the sum assured) at a comparatively low premium.

Question 21

What are riders in life insurance?

Accepted Answer

Riders are optional, extra terms that go into effect along with your basic policy, at an additional cost. Simply put, a rider provides additional coverage and added protection against risks.

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